Terms & Conditions
Last updated: January 15, 2026
1. Acceptance of Terms
By accessing and using the website monverantrix.com (hereinafter, "the Site"), you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions of use in their entirety. If you do not agree with any of these terms, we ask that you refrain from using the Site and its services. Monverantrix S.A. de C.V. reserves the right to modify, update or supplement these terms at any time, with modifications becoming effective upon their publication on the Site.
2. Description of Service
Monverantrix provides consulting and guidance services in personal finance, identification of government support programs, financial education and asset planning. Content published on the Site is exclusively informational and educational in nature and does not constitute personalized or binding financial, tax or legal advice. The information provided does not replace consultation with specialized professionals for specific financial decisions. To obtain personalized advice adapted to your particular situation, it is necessary to schedule a formal consultation with our professionals.
3. Eligibility
The use of our services is intended for individuals over 18 years of age with full legal capacity and legal residence in the United Mexican States. By using the Site and requesting our services, you represent and warrant that you meet these eligibility requirements. Monverantrix services are not designed for or directed at minors. If we become aware that a minor has provided us with personal data without the consent of their parent or guardian, we will proceed to delete such information.
4. Acceptable Use of the Site
You agree to use the Site and its services solely for lawful purposes and in accordance with these Terms and applicable laws of the United Mexican States. The following is expressly prohibited: (a) using the Site for any illegal, fraudulent or unauthorized purpose; (b) attempting to gain unauthorized access to systems, networks or servers connected to the Site; (c) transmitting, distributing or storing material containing computer viruses, trojans, worms or any other malicious code; (d) collecting, storing or processing personal data of other users without their express consent; (e) reproducing, duplicating, copying, selling or exploiting any part of the Site for commercial purposes without prior written authorization from Monverantrix.
5. Intellectual Property
All content on the Site, including without limitation text, graphics, logos, trademarks, icons, images, audio clips, digital downloads, data compilations, graphic design, source code and the selection and arrangement thereof, is the exclusive property of Monverantrix S.A. de C.V. or its licensors and content providers, and is protected by Mexican and international intellectual property laws, including the Federal Copyright Law, the Federal Law for Protection of Industrial Property and international treaties to which Mexico is a party. Any unauthorized use of the content may constitute a violation of such laws.
6. Limitation of Liability
Information and services provided through the Site are offered "as is" and "as available", without warranties of any kind, express or implied. Monverantrix does not warrant that published information is complete, accurate, current or error-free at all times. To the maximum extent permitted by applicable Mexican law, in no event shall Monverantrix, its shareholders, directors, officers, employees, agents, consultants or representatives be liable for any direct, indirect, incidental, special, punitive or consequential damages resulting from the use or inability to use the Site, or from reliance on the information provided.
7. Third-Party Links
The Site may contain links or references to third-party websites that are not operated, controlled or supervised by Monverantrix. We assume no responsibility for the content, privacy policies, data collection practices or availability of third-party websites. The inclusion of a link does not imply endorsement, recommendation, approval or any association with the operator of the linked site. We recommend that you review the terms and conditions and privacy policies of any third-party website you visit.
8. Governing Law and Jurisdiction
These Terms and Conditions are governed, interpreted and enforced in accordance with the federal laws of the United Mexican States. For the interpretation and resolution of any dispute, conflict or claim arising from or related to these Terms, the parties expressly submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of present or future domicile or for any other cause.
9. Personal Data Protection
The processing of personal data that you provide through the Site will be carried out in strict compliance with our Privacy Policy and the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP). We invite you to consult our Privacy Policy, available on this Site, for detailed information on how we collect, use, store and protect your personal information, as well as the mechanisms available to exercise your ARCO rights.
10. General Provisions
If any provision of these Terms is declared invalid, illegal or unenforceable by a competent court, such invalidity shall not affect the validity and enforceability of the remaining provisions. Failure by Monverantrix to exercise any right established in these Terms shall not constitute a waiver of such right. These Terms constitute the complete agreement between you and Monverantrix regarding the use of the Site. For any clarification, you may contact us at contacto@monverantrix.com or +52 (55) 8421-7300.